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Contractors Insurance

McClure Insurance is the expert in Contractors Insurance in West Springfield, Wilbraham, Chicopee and throughout Western MA.

At McClure Insurance, we dig deep to find the right policies for contractors’ exposures. Our knowledgeable team will help you select the proper standard coverages for perils such as fire, windstorm, vandalism and theft. And we will also assist you with policies that protect against losses from employee dishonesty, business income loss, environmental damage, wage and hour disputes, harassment and discrimination, which are extraordinarily valuable to contractors.

Beyond recommending insurance products, your McClure agent will also provide expertise in risk management, including analysis of your current insurance policy, evaluation of your exposures, and a review of your claims history. It’s a comprehensive and collaborative process that ensures that you and your business are protected but that you are not paying more than you should for your insurance, including workers compensation.

Our insurance professionals are highly trained experts in designing specialized plans specifically for contractors. For a free quote or to schedule a meeting with a McClure agent, please call us at (800) 982-0929.

Contractors turn to McClure Insurance for a wide range of insurance coverages, including:

  • Equipment floater

  • Equipment breakdown

  • Errors and omissions insurance

  • Inland marine for mobile tools and equipment

  • Installation floaters for materials stored at job sites

  • Pollution liability

  • Workers compensation

Risk Management Tip #314

Creating A Safety Culture On The Job

Once you’ve taken the step to invest in employee safety programs and prioritize employee safety, you can anticipate seeing workplace injuries decline, productivity increase, and insurance costs cut. But what if your employees are paired on a jobsite with employees from companies that don’t share the same values and fail to utilize the same safety practices? One approach to address this issue, according to Construction Executive, an online newsletter, is to create a site-specific safety program. Start by gathering representatives from each major trade category and assign them to the site safety committee. Make sure this is a diverse group of representatives from foremen level to laborer. This committee can set jobsite safety policies, communicate expectations to the workers onsite, and most importantly, act as an extension of the controlling contractor’s safety staff when monitoring work around the site. Empower this group with the ability to stop unsafe work and enforce safety guidelines, and have them meet regularly to discuss specific safety issues and report on the status of site safety measures. Not only does a site-specific safety committee increase the feeling of ownership in the safety program, it also increases overall “buy in” from all workers. And don’t forget to reward good behavior as much as possible.

McClure Insurance is here for you for the long-term.